Free News Articles Home Free News Articles Insurance Legal and Law Attorney M. David Shapiro Advises Consumers about Post-Crash Insurance Rate Hikes Attorney M. David Shapiro Advises Consumers about Post-Crash Insurance Rate Hikes SARASOTA Matt Gay Youth Jersey , Fla. -- M. David Shapiro, founding partner of the personal injury and civil trial law firm Shapiro Goldman Babboni & Walsh, has offered consumers insight into auto insurance rate-hikes that can occur after being involved in an accident.
Mr. Shapiro said: "One of the very first questions I hear from clients who have been involved in an auto collision is 'will my insurance rates go up?' It depends.
"Florida Statute 626.9541(o)3.a. prohibits Anthony Nelson Youth Jersey , 'imposing or requesting an additional premium for a policy of motor vehicle liability, personal injury protection, medical payment Mike Edwards Youth Jersey , or collision insurance or any combination thereof or refusing to renew the policy solely because the insured was involved in in a motor vehicle accident unless the insurer's file contains information from which the insurer in good faith determines that the insured was substantially at fault for the accident.'
"Although it appears to make it illegal to raise the rate or cancel the insurance, the last part provides some cover to the insurer to use his or her judgment to penalize with rate increase or drop them altogether. It will not necessarily turn on the investigating officer's decision as to who deserved the ticket. The concept of 'fault' is a moving target."
Mr. Shapiro continued with, "Another factor considered when establishing rates and whether to drop a policy is the number of claims a person has made Jamel Dean Youth Jersey , regardless of fault. In order to raise rates or drop a person, some insurance companies will consider a road-side assistance as a claim in order to justify their actions.
"Nothing in the law is black or white. But to not utilize the insurance when you have a legitimate claim defeats the very purpose the premiums were paid in the first place. Your lawyer should know the law regarding insurance increases and be prepared to fight when the injured victim is being abused by the carrier when he or she needs them the most."
About Sarasota Attorney M. David Shapiro:
Attorney M. David Shapiro is an AV-rated civil trial lawyer, the highest rating awarded to litigation attorneys. He is also board certified by the Florida Bar. Shapiro is an experienced trial lawyer who has earned the respect of his peers in the legal community. David has successfully litigated civil rights cases involving access to courts and rights under the Rehabilitation Act to the United States Supreme Court. For more than 20 years Sean Murphy-Bunting Youth Jersey , Shapiro has practiced exclusively in the area of personal injury and wrongful death in Sarasota, Florida. Shapiro Goldman Babboni & Walsh 308 Cocoanut Ave, Sarasota FL Devin White Youth Jersey , 34236 Local: 941-954-4000
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Saturday 11th June 2011 see’s Moyle District Council host the Boccia Competition. “The Greenlight Boccia Championships”. This competition is the conclusion of several taster sessions which have been delivered in local schools and within the wider community. Cross & Passion College is the setting for this exciting event when teams will gather from all over the District to take part in what is going to be a fun filled and competitive day. Boccia is a seated bowling game that tests the skills of target ability, hand eye co-ordination and concentration. Each game comprises three “ends” with the accumulative highest score deciding the outcome. The game originated in France and was adopted by Disability Sports NI because of its unique ability to combine players of all abilities together in competition. Boccia is played at social and competition level by athletes of all abilities. Local athletes from Greenlight Gateway won the coveted Northern Ireland Senior Boccia Championship in 2010 and were runners up in 2011. These athletes will be showing off their skills at the Greenlight Boccia Championships that have been named after their organisation in honour of their achievements. The competition has been awarded the much sought after and coveted London 2012 Inspire Mark – the badge of the Inspire Programme which recognises innovative and exceptional projects and events which have been inspired by the 2012 Games. The Inspire Programme aims to use the Games as a catalyst to inspire change at individual, community O. J. Howard Youth Jersey , regional and national level ultimately leaving a positive legacy. Northern Ireland currently has a wide range of Inspire projects across different areas, led by diverse organisations and Moyle is proud to be part of this legacy and are happy to introduce the sport of Boccia to its schools and communities.
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